Your income has become more complex
Bonus, dividends, property, investments or benefits mean PAYE alone no longer gives a reliable picture.
Individuals
Personal tax advice that sees the decisions behind the return.
UA Tax combines accurate Self Assessment with forward-looking advice on income, gains, residence, pensions and HMRC risk, giving you one clear view of what must be filed now and what should be planned next.
- FCCA & CTA expertise
- Experience at BDO & KPMG
- Responses in hours, not days
- Fees agreed upfront
Expert perspective
The return records the outcome. Advice shapes what happens before it.
A personal tax return can bring together employment, dividends, rental profit, investment income, capital gains, pensions and overseas matters. Completing each box in isolation can miss how one item changes allowances, marginal rates, benefits or payments on account elsewhere.
We prepare the return from source records, reconcile tax already deducted and explain the result before filing. Material assumptions, relief claims and unusual entries are documented rather than hidden inside software output.
Where a decision is still open, such as timing a gain, pension contribution, charitable gift or company extraction, we model it separately and confirm the action required. Where another profession is needed, we coordinate with solicitors, financial planners or overseas advisers while remaining clear about our tax scope.
When this matters
Recognise when the position needs more than a form
Early review creates time to find evidence, correct assumptions and make choices before a deadline fixes the result.
A large gain or transaction is planned
Shares, property, cryptoassets or gifts may create tax and reporting before the annual return is due.
You have international connections
Arrival, departure, foreign income, overseas assets or treaty residence makes fact-finding and disclosure more demanding.
HMRC has raised a question
An enquiry, information request or data mismatch needs a timely, evidence-based response.
The technical review
Specialist personal tax support when the facts are connected
Engage UA Tax for annual compliance, a focused planning project or representation with HMRC.
Personal Tax Returns
Self Assessment for directors, landlords, professionals and investors, with calculations, payments and planning points explained.
Explore this service →Higher Earner Tax Planning
Review adjusted net income, pensions, bonus, benefits, investments and family-related thresholds before the tax year ends.
Explore this service →Capital Gains Tax
Plan and report disposals of shares, property, business interests and cryptoassets with base cost and reliefs evidenced.
Explore this service →Foreign Income & Residence
Establish residence, treaty and foreign income treatment, including the current foreign income and gains regime for qualifying new residents.
Explore this service →HMRC Enquiries
Control deadlines, evidence and correspondence when HMRC checks a return, issue or disclosure.
Explore this service →Property & Landlords
Coordinate personal rental returns, property gains and ownership planning with the wider individual tax position.
Explore this service →What changes the answer
One extra source of income can change more than its own tax rate.
Personal tax planning works at the intersections between income, gains, reliefs and family circumstances.
- 01What is the individual’s complete income and gains picture, including amounts already taxed at source?
- 02Which allowances, benefit charges or pension limits are affected by adjusted net income?
- 03Are any transaction or property reporting deadlines earlier than the annual Self Assessment deadline?
- 04Do residence, treaty or foreign tax credits change where and how the same amount is reported?
How UA Tax works
Technical work, explained in a usable sequence
You will understand what the evidence shows, what is uncertain and what happens next.
Map the tax year
We identify every income source, disposal, relief, tax payment and change in personal circumstances.
Collect and reconcile
Source statements are checked against prior returns, HMRC records and transaction evidence.
Calculate and explain
We prepare the return, highlight assumptions and show both the liability and future payment dates.
Plan the next year
Any threshold, pension, gain, company or record-keeping issue is converted into a dated action rather than left as a footnote.
Questions worth asking
Frequently asked questions
Do I need a tax return if HMRC already has my PAYE information?
Possibly. Other income, gains, benefit charges, relief claims or HMRC notices can create a filing requirement. We review the facts rather than relying on PAYE alone.
Can you check returns prepared by another accountant or by me?
Yes, within an agreed review scope. We focus on source evidence, computational treatment, disclosure and whether amendments remain in time.
Will you tell me what tax I need to set aside?
Yes. We explain the balancing payment, payments on account and any earlier transaction deadlines, then distinguish current liabilities from provisional amounts.
Can you advise my spouse or family at the same time?
Yes, subject to separate client identification, authority and conflict checks. A joined-up review can be valuable where assets, companies or planning decisions are shared.
Do you provide investment or pension product advice?
No. We advise on tax consequences and allowances. Product selection, investment suitability and regulated financial advice should come from an appropriately authorised adviser.
How do you keep personal tax data secure?
We use secure document processes and only request information relevant to the agreed work. Our privacy notice explains categories of data, lawful use, processors, retention and your rights.
Continue exploring
Related advice
Get a clear view before the deadline drives the decision.
Arrange an initial call to outline the issue, or book a focused tax consultation when you need advice on a defined question.